Last updated September 14, 2026
Plain-English disclosure of how InvisiSave earns money from merchants and networks, and how 50% of it goes straight back to you.
How InvisiSave is paid
InvisiSave is an advertising-supported service. When you shop through a link in the app, or use a linked card at a participating in-person merchant, we may earn an affiliate commission or a card-linked offer bounty from that merchant or from a network partner such as FlexOffers or Kard.
This disclosure is provided in line with the U.S. Federal Trade Commission's guidance on endorsements and affiliate relationships (16 CFR Part 255).
What we do with that money
- 50% of the commission we earn on your purchase is paid directly back to you as your rebate.
- 25% goes to the member who invited you and 15% to that member's inviter, as loyalty rewards. Nothing is shared beyond those two levels.
- The remainder funds InvisiSave's operations, payout processing, and support.
No extra cost to you
Commissions are paid by the merchant out of its own marketing budget. You never pay more for shopping through InvisiSave than you would by going to the merchant directly.
The only fees we pass through are the third-party transfer fees shown to you before you confirm a cash-out.
How offers are selected
Merchants shown in the app are those available through our network partners. Commission rates vary by merchant and can change at any time, so a listed rate may affect which merchants appear, but we do not accept payment for editorial endorsements or fake reviews.
Advertised rates reflect your 50% share and are estimates: the final amount depends on the merchant's confirmed commission, exclusions, returns, and any other discount codes used.
Card-Linked Offers & In-Store Purchases
When you link a payment card, you authorize InvisiSave and participating card networks — including Visa, Mastercard, American Express, and our partner Kard — to monitor transactions on that card at participating merchants. This monitoring is used only to verify qualifying purchases and calculate your cash-back rewards.
We receive only the merchant name, transaction timestamp, and transaction amount. We do not receive item-level purchase details, and we never see or store your full 16-digit card number or CVV.
Card-linked in-store rewards generally apply to credit card transactions and signature-based debit transactions. Most PIN-based debit transactions are not eligible because the card network cannot identify the merchant through the PIN-debit routing path.
You can pause or remove any linked card at any time in your Wallet. Pausing or deleting a card stops transaction monitoring immediately.
Tracking and attribution
To credit your purchase, we attach an anonymous member ID to your visit. Merchants and networks receive that ID, not your identity.
Blocking cookies, using another cash-back service in the same session, or leaving the app mid-checkout can break attribution, in which case no commission and no reward is generated.
No earnings guarantee
Rewards depend entirely on real purchases made by you and by the members of your community. InvisiSave makes no promise or projection of income, and there is never a fee to join or to build a community.